How Metlife Makes Dentistry More Affordable
Do you have MetLife dental insurance? Whether you obtained your policy independently or through your employer, it's essential to leverage its benefits to the fullest extent. This valuable resource can safeguard your smile against decay and gum disease, while also providing financial assistance for any needed restorative care. Wondering how to maximize the value of your policy? Our team is pleased to be in-network with MetLife dental insurance and specializes in helping patients optimize their benefits.
MetLife Dental Coverage Availability & Fees
MetLife offers various types of insurance plans, with PPO (Preferred Provider Organization) and DHMO (Dental Health Maintenance Organization) plans being the most prevalent. Unlike a DHMO plan, which necessitates visiting a designated dentist, a PPO policy affords you the flexibility to see any dentist while still utilizing your benefits. Here's a fundamental overview of how PPO coverage typically operates:
- Preventive care (cleanings, X-rays, etc.): 80% - 100% covered
- Minor restorative care (fillings, simple extractions, etc.): 70% - 80% covered
- Major services (crowns and other extensive treatments): 50% covered
- Specialty services (orthodontics, dental implants, etc.): Sometimes covered, depending on the specific policy.
It's important to note that visiting an in-network MetLife dentist in Greenville, SC may offer superior coverage rates compared to out-of-network practices. Our practice has a contractual agreement with MetLife, benefiting both the insurance provider and our patients by facilitating cost savings. Moreover, our familiarity with working alongside MetLife places us in the ideal position to help you comprehend your policy and leverage its benefits to the fullest extent.
For instance, we can strategize your treatment scheduling to optimize the utilization of your annual maximum—the highest dollar amount your policy will cover for approved treatments within a year. By strategically scheduling major services across multiple appointments spanning calendar years, patients requiring extensive treatment can utilize two annual maximums rather than just one.
Meet Our Dental Insurance Coordinator
Our team is dedicated to ensuring you maximize your dental insurance benefits in Greenville, SC. Spearheading this effort are our skilled dental insurance coordinators, readily available at our front desk. With their expertise, they verify insurance coverage, file claims, and guide patients in understanding how their coverage applies to different services. If you're seeking assistance in optimizing your MetLife dental benefits, reach out to Cove Dental Care today and let our coordinators help you navigate your insurance effectively.
